



Working with Chris was a comfortable and hassle-free process. In a day and age when “the human touch” is nearly obsolete, Chris provided face-to-face, personal service and answered all of our questions in a simple and straight-forward fashion. We often refer friends to Chris and are continually pleased to hear that their experiences are as pleasant as ours.
- Michael Guevara
Chris Kostoff was recommended to us by a friend when we were considering refinancing. We have now used his services twice. There are many reasons we have returned to him and would again should the need arise. Chris presents the many options we have available with our financial goals in mind. He always has the sensitivity to work around our tight schedule. He is very detail-oriented and listens carefully to our concerns and goals. In addition, my favorite quality about Chris is that he keeps an eye on our file, checking with us from time to time throughout the year rather than just tucking our file away after the transaction is completed.
- Lisa Wingen
Thank you so much for helping our family out with our home purchase. You made the process so smooth and were there every step of the way. We appreciate your thoroughness as you always kept us posted on what was going on. We will be referring people to you in the future.
- Mike and Heather Props
The success of any home purchase is so critically linked to the mortgage consultant that I need to take a moment to acknowledge Chris Kostoff. Chris is customer-oriented, passionate about the business, and a valuable asset to have on your side when applying for a home mortgage. Throughout the process he has the ability to remain flexible and dedicated even in the worst of times. He is smart, organized and incredibly resourceful. Chris has become my “lender of choice” now and I wouldn’t consider using anyone else.
- Anthony Toth
I really wanted to take advantage of dropping interest rates and refinance my house to complete some home improvement projects. Needless to say, I was nervous about when and how to proceed. I contacted Chris Kostoff at Mortgage Direct Corporation, who I’ve worked with on previous occasions. I can honestly say it was the most enjoyable and stress-free financing transaction I’ve every completed. Chris would call me and provide updates on the market and current interest rate trends. He was always available to answer questions when needed and his experience and knowledge were unparalleled. When the time was right, Chris locked me in and the rest was easy. The entire process took approximately 20 minutes of signing documents! Thanks again for all your advice and attention to detail.
- Pete Semelsberger

Over 80% of our customers return to do 2nd, 3rd or even 4th mortgages with us.